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Banking Fees
In our continuing effort to make sure that all members are informed regarding the transactions processed through their account, the following is a listing of all service fees which could be assessed to your account. These rates are effective December 1st, 2009. Service Fee Disclosure PDF DEPOSIT SERVICES | | Chequing Accounts | | $0.60 per cheque and $1 per month statement fee | | Timesaver | | $12.00/mnth includes unlimited chequing/Point of Sale Transactions, commission free travelers cheques, no fee money orders, utility bill payments | | US$ cheque drawn on a Canadian$ account | | $10.00 per item | | US$ Savings | | $1.00 per month | | Business Accounts | | $ 1.00 per transaction and $1/mnth statement fee | | Additional Statements | | $5.00 each | | NSF Cheques | | $40.00 each and $8.00 overdraft fee | | Stop Payments | | $10.00 | | Bill Payments (Member) | | $1.00 per bill | | Bill Payments (Non-Members) | | $2.00 per bill | | Money Orders or Draft (Members) | | $4.00 per | | Money Orders or Draft (Non-Members) | | $5.75 per
| | Travellers' cheques | | 1% of purchase price | Early Account Closure (within 90 days of opening) | | $10.00 | | Credit Union Generated Inter-Account Transfers | | $4.00 | | Certified cheques | | $5.00 for members
$7.50 for non-members | | CUCO dues | | $4.50 per member ANNUALLY | | Transfer out of a Registered Product | | $50.00 | | | |
| | AUTOMATED TELLER MACHINES | | Use of Bayshore Machines | | FREE | | Use of InteracTM | | $1.50 per transaction | | Use of PlusTM | | $2.00 per transaction | | | |
| | PERSONAL AND MORTGAGE LOANS | | Personal Loan Admin. Fee | | $145.00 per loan | | Mortgage Discharge | | $225.00 | | Late Loan or Mortgage Payment Notification | | $15.00 | | | |
| | SAFETY DEPOSIT BOX RENTAL (GST included) | | Small | | $21.40 per year | | Medium | | $32.10 per year | | Large | | $42.80 per year | | Jumbo | | $107.00 per year | | | |
| | Night Deposit Bag (GST included) | | $29.96 per year | | | | | | BAYSHORE ON-LINE Internet Banking | | $3.50/mnth | | | | | | TELEPHONE TELLER | | FREE | | | | |
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