Borrowing

Lines of Credit

  • MeritLine Home Equity Lines of Credit
  • Personal Line of Credit
  • Student Lines of Credit
  • Deposit Lines of Credit

MeritLine Home Equity Lines of Credit
Use the equity in your home to secure a flexible line of credit, at an exceptional rate of 1% above Prime. Available in lines of credit up to 65% of your home's value to a maximum of $50,000.

Deposit Lines of Credit
With their low monthly rates, Deposit Lines of Credit provide members with a unique alternative to using credit cards. Available in lines of credit up to $5,000.

Other features:

  • Provides overdraft protection on deposit accounts
  • No monthly fees

Personal Lines of Credit
For a flexible way to finance everything from home furnishings to auto purchases, consider Personal Lines of Credit. Available in lines of credit up to $20,000.

Other features:

  • Variable interest rates based on Prime
    No monthly fees